The authors have created a simple consumer guide that lets you in on the details of a financial planning strategy that many seniors just like you have used to help fund their retirement and improve their quality of life. In fact, the strategy revealed in this book is so beneficial to seniors who no longer need or can afford their life insurance policies that many life insurance companies don’t want it to be known. Some even prohibit the agent who sold you the policy from telling you about this option.
The book is co-authored by Darwin Bayston, President and CEO of the Life Insurance Settlement Association (LISA), and Daryn Teague, an award-winning public relations consultant serving the legal and financial services industries. Bayston and Teague lay out all of the options you deserve to know about if you have a life insurance policy you no longer need or can afford, including the option of selling the policy for an immediate cash payment to help fund your retirement.
The Industry Expert.
Darwin M. Bayston, CFA
Darwin Bayston is President and CEO of the Life Insurance Settlement Association (LISA). In addition to responsibilities of managing the day to day operations of the Association, he is also charged with extending the outreach to all participants of the life settlement industry from consumers to capital providers, including producers, brokers, providers, service providers and investment firms.
The mission of the Life Insurance Settlement Association (LISA) is to advance the highest standards of practice and professional development for the industry, and to educate consumers and advisors about a life settlement as an alternative to lapse or surrender of a life insurance policy.Bayston is a veteran of the life settlements industry. He was previously Managing Director of Life Settlement Consulting & Management (LSCM), which specialized in life settlement policy and portfolio valuations, and has authored a number of articles regarding life settlements in various publications. Prior to his work in life settlements, he operated an investment advisory firm, served as an investment analyst for a life insurance company, and was President and CEO of the CFA Institute. Bayston is a past Chairman of the Martha Jefferson Hospital Foundation and a past member of the Board of the Institute for Quantitative Research and Finance (Q Group). He resides in Central Florida.
The Communications Expert.
Daryn N. Teague
Daryn N. Teague is the founder of Teague Communications, a boutique public relations firm that provides media relations, corporate communications and crisis management services to corporate clients. His firm serves as outside public relations counsel to select clients in the life settlement industry.
After starting his career working at a financial newspaper and two global public relations agencies, Teague launched his own consulting firm in 1991. Since that time, he has worked with some of the nation’s most well-respected providers of services in the legal, financial, insurance, health care and publishing industries. Teague is also a highly regarded professional writer and creator of thought leadership content for clients seeking visibility on various media platforms. He resides in Southern California.
A History of Focusing on Other’s Needs.
Putting Others First.
As a former President and CEO of the CFA Institute, Darwin M. Bayston supported a growing number of professionals with a commitment to ethics, and a passion for always putting consumers interest first.
CFA designation is equivalent to the oath doctors or lawyers take. It’s about being professional who has the best interests of the clients at heart.”Christine Phillpotts, CFA
As a former Chairman, and member of the Martha Jefferson Hospital Foundation Board of Directors, Bayston played a role in the Hospital's philanthropic relations with the community it serves, including the important legacy of touching the lives of others.
As a former Board Member of the Q Group, Mr. Bayston participated with leading academics and practitioners in pushing the frontiers of investment and economic research in the evolving practice of investment analysis and management.
Seniors Right to Know.
As President and CEO of the Life Insurance Settlement Association, Mr. Bayston is passionate about the movement for the "Seniors Right to Know". He drives the effort to raise awareness for seniors about the options available to them if they have concluded they no longer need or can afford a life insurance policy, including the option of selling the policy as a life settlement.